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i would do it for 5 ref. not less, sorry. you are basically eliminating all profit, so 3 really makes no sense to me (especially regarding 1 key is 6.22-6.33 ref right now).
I could go up to 4 ref (or 3 ref + 3 cards if you prefere), with a ref being around 0.3-0.32$
Feel free to add me to discuss! May be able to throw in a rec or two
Can buy the invidual game codes at a ref each! (non-bta bundle has 3 games)
Edit: Updated price to 4 ref